Insurance – A Great Solution For Pet Owners
– by Michelle Dalida
What Is Pet
insurance is similar to human health insurance. When your pet is
insured, pet insurance will help pay most or all veterinary
bills in the event of an illness or injury. It can save you, the
pet owner, hundreds or even thousands of dollars in vet bills
over the course of your pet’s life.
a variety of plans, coverage and payment options so owners can
easily tailor their pet’s insurance to what they feel best fits
their lifestyle, wallet and their pet’s breed.
There are four basic features
of pet insurance:
injury coverage tends to charge a higher premium because
insurance companies often reimburse a larger sum for claims due
coverage is included in almost all pet insurance policies. It’s
important for owners to research their pet’s breed and find out
what illnesses the breed is predisposed to and make sure that
their pet insurance policy will cover it.
health coverage is the most basic coverage offered in a pet
insurance policy. This feature is usually accompanied by higher
premiums, but for good reason. The premiums are nothing compared
to what an owner would pay out of pocket for routine check ups -
something that gets more necessary as pets age.
Cremation and Burial Coverage
owners treat their beloved animals with more respect than ever
before. Pets are now given funerals, separate tombs or are
cremated, all of which can be costly. (but all of which can be
financially aided or covered by pet insurance)
can pick and choose which of these benefits you want in your pet
insurance plan, or you can choose all of them to make sure your
pet is adequately protected.
– A Potentially Life-Saving Decision
injury or illness happens, you want to be able to give your pet
the absolute best treatment and not have to worry about the
cost. Pet insurance gives you this peace of mind. (The last
thing you need at that heart-breaking moment is to have to
decide between doing only what you can afford (out of pocket) or
doing what’s the absolute best for your pet)
wants to think about it, but especially with pets, you must
expect the unexpected.
financially unprepared owners are often forced to put down their
pets simply because they could not afford the medical costs,
Unfortunately, you can’t watch your pet every second of every
day. The truth is, accidents happen.
was the last time any Vet doctor visit was cheap? Sure, owners
can plan to save up for medical expenses, but how much do they
really save? (With all the bills, loans, house payments, car
consideration how much you have already saved - would you be
able to afford veterinary costs if something happened to your
more important question is: Doesn’t your pet deserve to be as
well protected as you are?
daily pet news updates by Michelle on the Planet Pets blog,