5. Who Determines What Treatment Your Pet
4. Can You Choose Any Vet or Are You Restricted
to a Network?
Look for pet insurance plans that allow you to visit:
- Your Choice of Provider
Be sure youíre allowed to
visit your current pet health care provider or any other licensed Vet of your choice. Donít buy a policy which requires you to
select a doctor you donít know from a list.
After-Hours Emergency Coverage
Be sure youíre
covered for illnesses and accidents that arise after normal business
hours, such as coverage for emergency care at 2:00am. Also, be sure your
use of the emergency clinic doesnít reduce the amount of coverage
allotted for follow-up care.
Be sure youíre covered for visits to
specialists, such as Ophthalmologists (eye care) and
Oncologists (cancer), when needed.
Click Here for a
quick comparison guide of Pet Health Insurance!
Look for plans that allow you and your
Veterinarian to determine the best treatment for your pet. When
your pet needs a treatment your Vet recommends, you donít want to
have to worry if itís included on the benefit schedule or not.
pet insurance company that doesnít limit your benefits by dictating
coverage of specific treatments only, with a complicated fee or benefit
6. What is Excluded?
at what is not covered; these are commonly called exclusions. Determine if
a pet insurance planís list of exclusions is too broad or excludes treatments you would
want for your pet. Avoid plans with broad or long lists of exclusions. You
should also be cautious if a pet-insurance provider doesnít provide you
with a list of hereditary exclusions prior to buying a policy.
Information continued on
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